Are you looking to improve your CREDIT SCORE?
Are you looking to improve your CREDIT SCORE?
IT'S TIME FOR A CREDIT REPAIR
SOLUTION THAT ACTUALLY WORKS!
IT'S TIME FOR A CREDIT REPAIR
SOLUTION THAT ACTUALLY WORKS!
Do you feel like you're stuck in a never-ending cycle of debt and bad credit?
If so, you're not alone
But the truth is, there's a reason why so many people are struggling with these same issues, and it's not just because of missed payments or unexpected expenses.
It could be...
- Lack of financial literacy: Many individuals may not have a good understanding of how credit works, how to build and maintain good credit, and how to use credit responsibly. This can lead to poor financial decision-making and negatively impact their credit.
- Emotional stress: The responsibility of managing debt and the fear of making mistakes that could negatively impact their credit can cause individuals to feel stressed and overwhelmed. This can lead to impulsive financial decisions and a lack of discipline in managing their finances.
- Credit report errors: Mistakes on credit reports, such as incorrect information or identity theft, can impact an individual's credit score and ability to obtain loans or credit cards.
You're experiencing these problems because...
- You weren’t taught how to utilize the power of credit. Unfortunately, a lot of us never receive proper education on how to use credit responsibly to build wealth and achieve financial stability. Without this understanding, people make mistakes that negatively impact their credit and leave them feeling frustrated and hopeless.
- For years, credit has been portrayed as a negative and "taboo" topic, leading you to believe that it's only bad and should be avoided at all costs. This misinformation can lead individuals to miss out on opportunities to build good credit and take control of their financial situation.
- You view credit as “your” money instead of the bank’s money that you’re only borrowing and must pay back. This lack of understanding can lead to impulsive spending and poor financial decision-making, ultimately impacting your credit and financial stability.
What We Do
If you fall behind on payments, the lender or creditor may transfer your account to a collection agency or sell it to a debt buyer. This can result in negative marks on your credit report, affecting your credit score.
Public records include any information that companies consider to be a legal liability. This can include judgments, liens, and bankruptcies, among others. These records are a matter of public record and will typically appear on your credit report.
Unpaid medical debts can have a significant impact on your credit score, with a single debt in collections potentially lowering your score by as much as 100 points. Once the debt is reported as unpaid on your credit report, it can remain there for several years.
A credit inquiry occurs when you apply for a credit card or loan and allow the issuer or lender to check your credit history. There are two types of credit inquiries - hard and soft inquiries. Hard inquiries can have a negative impact on your credit score, while soft inquiries do not.
Inaccurate or outdated information, such as old addresses or employers, on your credit report can result in loan or credit applications being denied. It's important to regularly review your credit report and dispute any inaccuracies.
Bankruptcy is a legal proceeding that occurs when an individual or business is unable to repay their outstanding debts. This can result in negative marks on your credit report and have a significant impact on your credit score.
Repossessions occur when a lender takes back property, such as a car or home, that was used as collateral for a loan. This can have a severely negative impact on your credit score and signal to lenders that you may not be able to make payments on future purchases.
How Our Credit Repair Program Improves Your Credit
For You
But there’s more…
This e-book is designed to help you fix errors and inaccuracies on your credit report.
It will guide you in addressing any questionable items and provide a comprehensive approach to restoring your credit. Merely removing negative items is not enough to achieve good credit. The workbook provides in-depth information on not only removing negative items, but also transforming them into positive items, establishing positive credit history, and improving your credit scores by understanding the factors that contribute to your scores.
Grab your FREE copy of the "Personal Credit - A Guide to Excellent Personal Credit Scores" E-Book when you book your credit consultation call.
PLUS, we'll dive into a range of other topics to help you build and maintain a strong personal credit profile.
Don't miss out on this valuable resource - book your consultation today and get your free e-book.
About Selvin Financial
Think credit repair is expensive and takes years? Think again, we've simplified the process to provide you with an affordable and seamless experience by the best credit repair specialists serving the market so that you can experience the benefits of healthy credit sooner rather than later.
Client Testimonials
We Are Only As Good As The Results We Achieve
FAQs
Is there a guarantee the negative items will be
Do you feel like you're stuck in a never-ending cycle of debt and bad credit?
If so, you're not alone
Today, many like you are struggling with the same financial challenges, feeling frustrated and hopeless as they try to turn their financial situation around and build a better future.
But the truth is, there's a reason why so many people are struggling with these same issues, and it's not just because of missed payments or unexpected expenses.
It could be...
- Lack of financial literacy: Many individuals may not have a good understanding of how credit works, how to build and maintain good credit, and how to use credit responsibly. This can lead to poor financial decision-making and negatively impact their credit.
- Emotional stress: The responsibility of managing debt and the fear of making mistakes that could negatively impact their credit can cause individuals to feel stressed and overwhelmed. This can lead to impulsive financial decisions and a lack of discipline in managing their finances.
- Credit report errors: Mistakes on credit reports, such as incorrect information or identity theft, can impact an individual's credit score and ability to obtain loans or credit cards.
You're experiencing these problems because...
- You weren’t taught how to utilize the power of credit. Unfortunately, a lot of us never receive proper education on how to use credit responsibly to build wealth and achieve financial stability. Without this understanding, people make mistakes that negatively impact their credit and leave them feeling frustrated and hopeless.
- For years, credit has been portrayed as a negative and "taboo" topic, leading you to believe that it's only bad and should be avoided at all costs. This misinformation can lead individuals to miss out on opportunities to build good credit and take control of their financial situation.
- You view credit as “your” money instead of the bank’s money that you’re only borrowing and must pay back. This lack of understanding can lead to impulsive spending and poor financial decision-making, ultimately impacting your credit and financial stability.
What We Do
If you fall behind on payments, the lender or creditor may transfer your account to a collection agency or sell it to a debt buyer. This can result in negative marks on your credit report, affecting your credit score.
Public records include any information that companies consider to be a legal liability. This can include judgments, liens, and bankruptcies, among others. These records are a matter of public record and will typically appear on your credit report.
Unpaid medical debts can have a significant impact on your credit score, with a single debt in collections potentially lowering your score by as much as 100 points. Once the debt is reported as unpaid on your credit report, it can remain there for several years.
A credit inquiry occurs when you apply for a credit card or loan and allow the issuer or lender to check your credit history. There are two types of credit inquiries - hard and soft inquiries. Hard inquiries can have a negative impact on your credit score, while soft inquiries do not.
Inaccurate or outdated information, such as old addresses or employers, on your credit report can result in loan or credit applications being denied. It's important to regularly review your credit report and dispute any inaccuracies.
Bankruptcy is a legal proceeding that occurs when an individual or business is unable to repay their outstanding debts. This can result in negative marks on your credit report and have a significant impact on your credit score.
Repossessions occur when a lender takes back property, such as a car or home, that was used as collateral for a loan. This can have a severely negative impact on your credit score and signal to lenders that you may not be able to make payments on future purchases.
How Our Credit Repair Program Improves Your Credit
For You
But there’s more…
When you schedule your FREE credit consultation now, you’ll get a copy of the “Personal Credit - A Guide to Excellent Personal Credit Scores” Ebook!
This e-book is designed to help you fix errors and inaccuracies on your credit report.
It will guide you in addressing any questionable items and provide a comprehensive approach to restoring your credit. Merely removing negative items is not enough to achieve good credit. The workbook provides in-depth information on not only removing negative items, but also transforming them into positive items, establishing positive credit history, and improving your credit scores by understanding the factors that contribute to your scores.
Grab your FREE copy of the "Personal Credit - A Guide to Excellent Personal Credit Scores" E-Book when you book your credit consultation call.
PLUS, we'll dive into a range of other topics to help you build and maintain a strong personal credit profile.
Don't miss out on this valuable resource - book your consultation today and get your free e-book.
About Selvin Financial
Think credit repair is expensive and takes years? Think again, we've simplified the process to provide you with an affordable and seamless experience by the best credit repair specialists serving the market so that you can experience the benefits of healthy credit sooner rather than later.
Client Testimonials
Sarah T.
Thomas H.
Rachel B.
David M.
We Are Only As Good As The Results We Achieve
10K+
CREDIT PROFILES
RESTORED
2M+
DEROGATORY RECORDS REMOVED
9M+
POINTS OF INCREASED CREDIT SCORES
ARE YOU READY TO UNLOCK THE
FINANCIAL OPPORTUNITIES THAT COME
WITH GREAT CREDIT?!
Schedule a free credit consultation if you are serious about improving, maintaining and leveraging your credit profile utilization the most effective credit repair program on the market.
FAQs
Send us an email at [email protected] or give us a call at (510) 356-2068